Guide for Arbitrators Quiz (2024)

Question Title

* Participant information

First & Last name :

Company name :

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* 1. If the Responding company does not enter a percentage into the liability admitted field, and they do not make a liability argument, which of the following are correct (select all that apply):

Award the percentage amount sought by the Recovering company if liability is proven.

The Responding company does not make a valid liability argument.

Responder’s Rule 4-1 arguments with no driver negligence arguments are valid.

The Responding company’s obligation is the same as the Filing company in making negligence arguments and supporting those arguments with evidence.

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* 2. What two criteria must a Recovering company meet to prove they are an innocent party?

That Joint & Several Laws apply.

That their insured did not contribute to the loss.

That the damages were the direct result of the accident between the Responding parties.

That their company’s contribution to the accident was “Slight” not “Gross”.

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* 3. Select all the available options an arbitrator has when the Recovering company has not separated its auto damages and only rear damages are owed by the responding company.

Review the estimate and calculate the damages

Award no damages for failure to itemize

Approximate the damages based on majority of damages

Submit an Arbitrator Support inquiry to request the estimate be itemized

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* 4. A policy limit issue with additional exposures not named in the arbitration is a valid reason for the Responding company to request a deferment.

True

False

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* 5. When combined with the proven damages, a supported Unpaid Additional Exposure can put the Responding company out of jurisdiction.

True

False

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* 6. When a responding company raises and supports their insured has a liability deductible or SIR, the damages proven to be greater than the liability deductible/SIR are to be awarded?

True

False

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* 7. If the Responding company does not allege a prior payment in the payment section, but they include their payment proofs to support their payment has been cashed, the damages are to be reduced, or the award modified to apply the payment credit.

True

False

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* 8. An arbitrator should never adjust the Policy Limits amount.

True

False

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* 9. If a double dip is being argued by the Responding company, the dispute should be entered in which manner?
(Please select the applicable response)

a. Argued as a damage dispute.

b. Entered as a prior payment.

c. Entered as a jurisdictional exclusion.

d. Both (a) and (b).

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* 10. Unsupported potential or speculated out of pocket expenses are a valid exposure.

True

False

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* 11. A denial of coverage is defined as no policy in effect on the date of loss, or there was a policy in effect on the date of loss, but coverage has been disclaimed.

True

False

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* 12. If no denial of coverage letter has been sent to the insured, the arbitrator should:

Deny the Jurisdictional Exclusion

Consider any reasoning provided as to why there is no denial of coverage letter to the insured and review any evidence to determine if the coverage defense is valid.

Admonish the Responding company for failing to provide the required disclaimer of coverage letter.

Allow the Jurisdictional Exclusion since arbitration lacks jurisdiction.

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* 13. In which arbitration program is the damage evidence shared and can be viewed by the Responding company?

Property

Special

Auto

Underwater Marine

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* 14. When the feature damages have been supported, the Recovering company can attach new evidence to their damage dispute rebuttal to bolster their argument.

True

False

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* 15. When neither party has proven their loss version, the arbitrator can assess liability at 50% for both parties.

True

False

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* 16. A Recovering company does not acknowledge a prior payment from a Responding company; the Responding company alleges a prior payment but its payment proof shows a cleared payment for an amount greater than what the Responding party alleges. The arbitrator should:

Enter “0” in the payment section and reduce the feature damages.

Enter the alleged amount and reduce the feature damages to reflect the remaining difference between the alleged amount and the payments.

Enter “0” in the payment section and advised since the payment amount is greater than the alleged amount, credit for the payments cannot be given.

Enter the alleged amount and explain that while the payment proof supports a cleared amount greater than the alleged amount, the arbitrator cannot apply a credit for more than the amount the Responding company has alleged they have paid.

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* 17. Which of the following entries would be acceptable for embedded evidence items which require a comment (select all that apply)?

Reviewed statute

The witness on the police report states they were stopped for the red light when the responder driver continued into the intersection with the red light.

The case law supports loss of use is owed even when a vehicle is not rented in this state.

Vehicle photograph damage

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* 18. Electronic Fund Transfer (EFT) payments require proof that they have been cashed.

True

False

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* 19. An arbitrator must use the allocate button for an exposure:

on all cases when an exposure is proven valid.

in PIP and MP cases only to tally the per-person limit.

in Special UM cases filed as non-compulsory.

only when filed in Auto concurrent coverage.

Guide for Arbitrators Quiz (2024)

Question Title

* Participant information

Question Title

* 1. If the Responding company does not enter a percentage into the liability admitted field, and they do not make a liability argument, which of the following are correct (select all that apply):

Question Title

* 2. What two criteria must a Recovering company meet to prove they are an innocent party?

Question Title

* 3. Select all the available options an arbitrator has when the Recovering company has not separated its auto damages and only rear damages are owed by the responding company.

Question Title

* 4. A policy limit issue with additional exposures not named in the arbitration is a valid reason for the Responding company to request a deferment.

Question Title

* 5. When combined with the proven damages, a supported Unpaid Additional Exposure can put the Responding company out of jurisdiction.

Question Title

* 6. When a responding company raises and supports their insured has a liability deductible or SIR, the damages proven to be greater than the liability deductible/SIR are to be awarded?

Question Title

* 7. If the Responding company does not allege a prior payment in the payment section, but they include their payment proofs to support their payment has been cashed, the damages are to be reduced, or the award modified to apply the payment credit.

Question Title

* 8. An arbitrator should never adjust the Policy Limits amount.

Question Title

* 9. If a double dip is being argued by the Responding company, the dispute should be entered in which manner?(Please select the applicable response)

Question Title

* 10. Unsupported potential or speculated out of pocket expenses are a valid exposure.

Question Title

* 11. A denial of coverage is defined as no policy in effect on the date of loss, or there was a policy in effect on the date of loss, but coverage has been disclaimed.

Question Title

* 12. If no denial of coverage letter has been sent to the insured, the arbitrator should:

Question Title

* 13. In which arbitration program is the damage evidence shared and can be viewed by the Responding company?

Question Title

* 14. When the feature damages have been supported, the Recovering company can attach new evidence to their damage dispute rebuttal to bolster their argument.

Question Title

* 15. When neither party has proven their loss version, the arbitrator can assess liability at 50% for both parties.

Question Title

* 16. A Recovering company does not acknowledge a prior payment from a Responding company; the Responding company alleges a prior payment but its payment proof shows a cleared payment for an amount greater than what the Responding party alleges. The arbitrator should:

Question Title

* 17. Which of the following entries would be acceptable for embedded evidence items which require a comment (select all that apply)?

Question Title

* 18. Electronic Fund Transfer (EFT) payments require proof that they have been cashed.

Question Title

* 19. An arbitrator must use the allocate button for an exposure:

* 9. If a double dip is being argued by the Responding company, the dispute should be entered in which manner?
(Please select the applicable response)